Social Security Q&A: Can We Both Receive Spousal Benefits When My Wife turns 66?

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Today’s question asks if it’s possible for one spouse to switch from receiving a retirement benefit to receiving a spouse’s benefit while the other spouse has only claimed their own spouse’s benefit. The answer explains the requirements for receiving a spouse’s benefit, reviews the effect of having filed for both retirement and spousal benefits, and considers whether this spouse might ever be able to receive a spousal benefit.

Vía Forbes Real Time http://ift.tt/1ztYq9F

Can An Advisor Be Too Good To Be True? Here Are 5 Warning Signs

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Transparency should be the Holy Grail of every broker-investor relationship. Unfortunately, many brokers practice little more than lip service when it comes to creating full transparency in their dealings. Whether brokers tend to the average investor, the mass affluent or the very highest net worth individuals, their practices can be […]

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